| You have got the skills and talent but lack of funds to pursue your ambition of studying abroad. |
| Why not consider an Study Abroad educational loan and turn your dream into reality!! Remember, choice is yours. |
| In an endeavor to grant privilege to all meritorious
students to pursue their ambition of studying abroad, most large
commercial banks have increased their educational loan
portfolio. To be eligible for loan, you should be an Indian resident having secured admission in any of the bank's list of approved course or universities. |
The quantum and terms of loans vary from bank to
bank. Currently, they lend up to a maximum of Rs 20 lakhs for
studying abroad. It covers typically:
|
| The tenure can be from 3-8 years. Most banks do not
require any margin up to Rs 4 lakh and, beyond that, 15 per cent
margins are charged. SECURITY: Usually for loans up to Rs. 4 lakhs, no collateral security is required. For loans ranging from Rs. 4 lakhs to Rs. 7.50 lakhs, collateral in the form of a satisfactory third party guarantee is required. For loans above Rs. 7.50 lakhs, collateral security of suitable value or co-obligation of parents/guardian/third party guarantee along with the assignment of future income of the student for the payment of installments may be obtained. Security can be in the form of :
The PLR is the rate at which a bank offers loan to prime borrowers. |
| Interest Rates for some banks in India follows as: |
| Bank | Amount (Max in lakhs) |
Rate of Interest |
| Bank of Maharashtra | 20 | Upto 4 lakhs: 12% Above 4 lakhs: 12.75% Upto 4 lakhs:0.50% below SBAR* i.e.13.25% p.a. Floating |
| State Bank of India | 20 | 4-7.5 lakhs:1.00% above SBAR 14.75 % Floating Above 7.5 lakhs:SBAR 13.75% p.a. Floating |
| Punjab National Bank | 20 | Upto 4 lakhs: BPLR -
1.50% Above 4 lakhs: BPLR - 0.75% |
| Allahabad Bank | 20 | Upto 4 lakhs: PLR-0.75% Above 4 lakhs: PLR - 1.00% |
| Indian | 20 | Upto 4 lakhs: 12.50% Above 4 lakhs:13.00 % |
| Dena Bank | 20 | Upto 4 lakhs: 11.25% Above 4 lakhs: 14.25% |
| Union Bank of India | 15 | Upto 4 lakhs: PLR Above 4 lakhs : PLR + 1% |
|
| Most banks provide you with an online application form. |
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Full Name:
Amount:
Duration:
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Do you need a loan ? Can you be trusted? are you god fearing? we offer both short and long term loan with just 2% and without any collateral email us with:
Full Name:
Amount:
Duration:
Phone#
Country:
Contact Email: directaccessin@gmail.com
Goodday, am Mrs Anita White from United State. Am here to introduce you to a legit lender where i got my loan worth $135,000 from. I have also introduce some friends and family members to this lender who also receive their loan from this company and can testify about the lender legit financial services. If you are in need of any financial help, i want you to please contact this lender for a legit, fast and easy loan offer because there are some fake lenders and loan shark online. you can contact the lender through this email: raymond.josh001@yahoo.com
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Get a quick loan for your project and investment. Greetings from Mary wills loan Inc. We are currently offering a floating loan scheme at 2% Interest rate. We render services such as; Auto-mobile loan, Home loan, capital loan, car purchase loan, company loan, personal loans etc. Our offer ranges between the amount of 2,000.00 euros to $20,000.000.00 within 12-months to 25-years. If you are interested in this offer, kindly fill an application details and forward it to our loan processing office via email: marywillsloaninc@yahoo.com
I'm Marsha Goodman, and I'm a Mortgage Loan Officer committed to helping all of my clients fully explore their home loan options and feel confident about their choices. In my 35 years of experience working with third party affordable housing assistance programs, conventional conforming and "jumbo loans", government loans, home equity lines of credit and investment property loans and more, I've been able to share my knowledge of the mortgage industry and especially the Peachtree City market. My website offers resources and calculators for your convenience, and I'm available to assist you at any point along the way toward meeting your home loan goals.Email Us:trustethonestloan@gmail.com
I am Kathrine Floyd from Perth here in Australia, If you need a loan then contact this loan firm, they offer me a loan a week ago without credit check and low interest rate of 4% without a cosigner, You can contact them with this email worldwideloanfirm@live.com
I am Kathrine Floyd from Perth here in Australia, If you need a loan then contact this loan firm, they offer me a loan a week ago without credit check and low interest rate of 4% without a cosigner, You can contact them with this email worldwideloanfirm@live.com
I am Mrs Mary Kusict,currently living in New jersey city,USA.I am a widow at the moment with three kids and i was stuck in a financial situation by Feb 2013 and i needed to refinance and pay my bills.I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit.But as God would have it,i was introduced to a man of God a private loan lender by name Mr Potter Mark who gave me a loan of $50,000USD and today am a business owner and my kids are doing well at the moment.So dear,if you must contact any firm with reference to securing a loan with low interest rate of 3% and better repayment plans and schedule,please contact Mr Potter Mark.He doesn't know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email at juniorloancompany.link07@yahoo.com
Do you need a loan, contact us via charles.financialfirm03@gmail.com for more info..
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We give out loans to any part of the world.we offer all kinds
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To get a Loan today Email:partrickdevlin224@gmail.com
I want to be a pilot and i have chosen aerosim flight academy for training and it cost about 50 lakhs so what i have to do now please help me
Do you need financial assistance to pay off your bills ? Are you in need of money to start up your own business ? Why not apply for a loan here today at the rate of 3% interest rate, apply now and get approved. You reach us via email: reliancefinancialcorporation@live.com
Mr Jack Mills.
Hi. I've been admitted for my Masters from TU Berlin, Germany. I've decided to proceed with an educational loan to meet my tuition fees and other expenses. I would like to know if German Embassy will accept loans from State Bank of Travancore? That should not be the case for my visa rejection. That's why I am asking this question.
Loan Offer
This is to notify the general public that Mrs.bill gates,has
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Borrowers Information Needed Fill And Return.
Full Name:……………………………………………
Contact Address:……………………………………
Country:………………………………………………
Amount Needed as Loan:…………………………
Loan Duration:………………………………………
Purpose Of Loan:…………………………………..
Occupation:………………………………………….
Sex:……………………………………………………
Age:……………………………………………………
Phone number:………………………………………
E-MAIL:Petersloanfirm@live.com
Contact:Bino Peter
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I am Laura Taylor from Arkansas here in USA, if you need loan then I advise you to contact Easy Loan Firm cos I just got my loan from them a week ago without credit check and low interest rate of 2% without cosigner. You can reach them with this email easyloanfirm4@gmail.com
Hii,
I wanna to study CA in canada…..but i dnt hve IT CERTTIFICATE wat cn i do nw…..is IT certificate is
necessary for da loan
…..plz gve me a sol.
Do you need a loan ? Contact us at morrisdukeloanfirm@yahoo.com for more informations.
hii…i have gone to state bank of hyderabad in my town to start
my processing for education loan.i have recieved my i20 a month
back, n iam about to book my visa slot in december 1st week..iam
showing my house as a property to apply the loan.but the manager of
the bank is like.it costs nearly about 50,000 by the time i recieve
my loan sanction letter..is dat trueand does it really costa
dat much for a student loanplease help me out.its very
urgent for me to get the information…
thanks in advance..
Hi
Am a student who optted for HR POST
GRADUATION COURSE N got offer letter in a reputed institution n
canada. Even state bank of India s ready to offer me loan wit 3rd
party security(plot photo copy) and my family s ready to bear 5.5L
for other expenz n t full second yr tuition fee. Am requesting t
bank to afford 7L only for t first yr fee.
bt my security s a home maker n her daughter also applying for
education loan in another bank wit t same property as
collateral.
So rit now am confused n deteriorated .. tat wil my bank accept my
THIRD PARTY
GUARANTY though it's just a guaranty n
security wit photo copy of property also t land too worth for both
our requirements n my family has good repayment capacity also ready
to support my loan repayment!!!!!!
Plzzzz do help me as soon as possible coz am n such a need n
running out of time…
Thanks a lot………..
I have completed B.Tech from JNTU,Hyderabad. I have got admission in LA Trobe International University,Australia in Master of Information and Communication Technology. I need Bank loan immediately. Pleasse help me. my mobile number.9966540818.
Hi… right now i am doing my software studies but after
completing my studies i want to go for MBA in
london .My dad ready to help me with 5 lakhs rupees,will bank help
me in providing loan for my higher studies……….. can i repay the
loan after completing my studies….
please help me out to overcome this situation …………..thanks
hi i am Btech student(Last sem), IIT Guwahati……..i am selected for MS in John Hepkins univercity, US. Total expenes arnd 60 Lacs ……….i wanna know can i get $ loan in US for my higher studies and wats the formalities etc.
I Require $15,000 for my Tution Fee Per Semester & i want to
do a 2 year Masters, but am only Provided a Maximum of Rs 20 Lacks
as Education Loan which is even not Serving my Complete Tution fees
also , other expenses r Secondary Things.My dad can Help me out a
maximum of 3 Lacks, plz help me in this situation.
Thanx a Lot :)
Hello Kritika,
I perceive that you are planning to apply for your higher education abroad. If that is the case, you require an amount of USD 15,000 approx. for tuition fees for an year.
And an amount of around USD 10,000-12,000 for your living expenses is required. Thus approximately INR 25,00,000 is required for two years of your education in US.
As far as education loan is concerned, you generally get an education loan based on tuition fees of the University you have received an admit from. Other than this the loan amount is based on the worth of the collateral involved as well.
Hope the above information helps you to an extent!
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