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Educational Loan : Indian Students Going Abroad

by Deepa Mittal

Ask The Experts

You have got the skills and talent but lack of funds to pursue your ambition of studying abroad.
Why not consider an Study Abroad educational loan and turn your dream into reality!! Remember, choice is yours.
In an endeavor to grant privilege to all meritorious students to pursue their ambition of studying abroad, most large commercial banks have increased their educational loan portfolio.

To be eligible for loan, you should be an Indian resident having secured admission in any of the bank's list of approved course or universities.

The quantum and terms of loans vary from bank to bank. Currently, they lend up to a maximum of Rs 20 lakhs for studying abroad. It covers typically:

  • Tuition fees payable to college/school;
  • Examination /library /hostel charges;
  • Travel expenses;
  • Purchase of books /equipment /uniform;
  • Cost of two-wheelers (optional).
Repayment is in the form of equated monthly installments (EMIs) which commences one year after the course or six months after the graduate has got a job, whichever is earlier.
The tenure can be from 3-8 years. Most banks do not require any margin up to Rs 4 lakh and, beyond that, 15 per cent margins are charged.

SECURITY: Usually for loans up to Rs. 4 lakhs, no collateral security is required.

For loans ranging from Rs. 4 lakhs to Rs. 7.50 lakhs, collateral in the form of a satisfactory third party guarantee is required.

For loans above Rs. 7.50 lakhs, collateral security of suitable value or co-obligation of parents/guardian/third party guarantee along with the assignment of future income of the student for the payment of installments may be obtained.

Security can be in the form of :
  • Government Securities/ public sector bonds
  • Land/building
  • Units of UTI, NSC, KVP, LIC policy, gold, shares/debentures,
  • Bank deposit in the name of the student, parent/guardian or any other third party with suitable margin.
Generally, the interest charged is tied to the Prime Lending Rate (PLR). This rate is applicable for certain amounts of loans. If it is higher than this amount, you may be required to pay one per cent more or less.

The PLR is the rate at which a bank offers loan to prime borrowers.
Interest Rates for some banks in India follows as:
Bank Amount
(Max in lakhs)
Rate of Interest
Bank of Maharashtra 20 Upto 4 lakhs: 12%
Above 4 lakhs: 12.75%
Upto 4 lakhs:0.50% below SBAR* i.e.13.25% p.a. Floating
State Bank of India 20 4-7.5 lakhs:1.00% above SBAR 14.75 % Floating
Above 7.5 lakhs:SBAR 13.75% p.a. Floating
Punjab National Bank 20 Upto 4 lakhs: BPLR - 1.50%
Above 4 lakhs: BPLR - 0.75%
Allahabad Bank 20 Upto 4 lakhs: PLR-0.75%
Above 4 lakhs: PLR - 1.00%
Indian 20 Upto 4 lakhs: 12.50%
Above 4 lakhs:13.00 %
Dena Bank 20 Upto 4 lakhs: 11.25%
Above 4 lakhs: 14.25%
Union Bank of India 15 Upto 4 lakhs: PLR
Above 4 lakhs : PLR + 1%
  • The Benchmark Prime Lending Rate (referred to as SBAR) of State Bank of India.

    Steps to follow before filling out loan application form:

    STEP 1. Check if your course or institute is recognized by the bank.

    STEP 2. Figure out how much loan you would require.
    Roughly estimate your expenditures. Discuss with your family how much they can afford and the amount you would require to take as loan.

    STEP 3. Search out various loan options.

    STEP 4. Compare the different options and find out the optimum one.
    Make sure you go through all the terms and conditions from the bank before you opt for education loan.
    You might ask yourself following questions:
    • Which offers the lowest interest rate.
    • How long will I be paying the loan.
    • How long can I defer payments while studying.
    • Is there any option for deferring payments if faced into a financial problem.
    STEP 5. Apply for the loan to Study Abroad.

    Important Documents required for Loan Application.
    • Completed Education Loan Application Form.
    • Mark sheets of last qualifying examination
    • Proof of admission scholarship, studentship etc
    • Schedule of expenses for the specified course
    • 2 passport size photographs
    • Borrower's Bank account statement for the last six months
    • Income tax assessment order, of last 2 years
    • Brief statement of assets and liabilities, of the Co-borrower
    • Proof of Income (i.e. Salary slips/ Form 16 etc)
    Important things that bank scrutinize before granting loan:
    • The repayment capacity of the student's parents/family/Sponsor.
    • The value of Collateral Security. Bank usually got the valuation of the collateral done from an approved Valuator only then process the loan application.
    • Margin money: Usually in case of Overseas education loan the student family to contribute some margin money, usually its 25%. For example if a student is applying for Rs. 20 Lakh loan and the margin money is 25% then Rs.5 lakhs has to be contributed by Student's Family.
Most banks provide you with an online application form.

435 Comments
    Mr Andrew Ethan
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    Mr Andrew EthanThu, 24 Jul 2014 09:31:46 -0000

    Hello everybody, I am Mr Andrew Ethan,currently living in canada,I am a married man at the moment with two kids and i was stuck in a financial situation by Octomber 2013 and i needed to refinance my business and pay my bills for my son medication.I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit. But as God would have it, i was introduced to a woman of God a private loan lender by a friend named Mr.Joshua and i got a loan sum of $400,000USD and today am a business owner and my kids are doing well at the moment. So dear,if you must contact any firm with reference to securing a loan with low interest rate of 2.5% and better repayment plans and schedule,please contact Mrs. MARIA JOHNSON, she doesn't know that am doing this but am so happy now and i decided to let people know more about her,she offers all kinds of loans to both individuals and company and also i want God to bless her more. You can contact her company through this email mariajohnsonloancompany001@gmail.com

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    redwood234234
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    redwood234234Wed, 23 Jul 2014 19:42:07 -0000

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    jhwa
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    jhwaWed, 23 Jul 2014 17:38:44 -0000

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    laurentravis
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    laurentravisWed, 23 Jul 2014 06:31:36 -0000

    Hello everyone!!!

    My name is MRS LAUREN TRAVIS A CITIZEN of USA. i have been scammed by 3 different Internet international lender, they all promise to give me a loan after making me pay several fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 10,000USD. One day as i was browsing through the internet with tears on my eye i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called ALVAROLOANCOMPANY where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 3 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and I was given a loan amount of $85,000 Dollars by this great Company (ALVAROLOANCOMPANY} managed by Mr.ALVARO AMARANTO and here i am today happy because ALVAROLOANCOMPANY has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently kindly and quickly contact ALVAROLOANCOMPANY now for your loan via email:ALVAROLOANCOMPANY@yahoo.com
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    MRS.LAUREN TRAVIS

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    Swanson
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    SwansonTue, 22 Jul 2014 19:19:52 -0000

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    GLASGLOW
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    GLASGLOWTue, 22 Jul 2014 18:57:59 -0000

    GLASGLOW CREDIT UNION

    Do you think of getting a loan? are you seriously in need of an urgent loan to start up your own business? Are you in debt? This is your chance to achieved your desire because we give out personal loans, business loans, and corporate loans, and all kinds of loan with 2% interest for more information contact us via email: glasglowloanss@gmail.com

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    Mr Fred Jaggerty
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    Mr Fred JaggertyMon, 21 Jul 2014 04:12:30 -0000

    Hello Every One, My Name is Mrs Gwen Thomson i live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling mum with four kids and i have been going through a serious problem as my son encountered a terrible accident last weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again, and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender Mrs Loveth William who provides loans at an affordable interest rate and i have been hearing about so many scams on the internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $250,000 USD and i payed for my son surgery and thank GOD today he is okay and can walk and is working and the burden is no longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mrs Loveth William and i will advise anyone in genuine and serious need of loan to contact this GOD fearing woman via email..lovethwilliamloancompany002@gmail.com and i want you all to pray for this woman for me.

    THANKS

    Mrs Gwen Thomson

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    Mr Fred Jaggerty
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    Mr Fred JaggertySun, 20 Jul 2014 14:01:22 -0000

    I'm Mr Fred Jaggerty by name. I live in USA, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mrs Loveth William who lend me an unsecured loan of $50,000 under 9hours without any stress. If you are in need of any kind of loan just contact her via email…lovethwilliamloancompany002@gmail.com i am using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don't wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mrs Loveth William ,i pray that God should give her long life. God bless her forever for the good things she has done in my life.

    Mr Fred Jaggerty

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    malinda
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    malindaFri, 18 Jul 2014 19:04:57 -0000

    Dear Brother/Sister

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    So I was told to contact them and our application was approved and we got our loan that help us to get out of the mess we passed through the years and we cleared all our debts. One interesting thing about them is that they give 3,500 euro bonus at the end of they to any old customer who can refer 10 people to them. If you are here and in need of financial/loan assistance of any type contact the (CEO) Lee Chang on their email: leechangloancompany.ch@gmail.com

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    Thanks

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    LESLIE_FRANK
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    LESLIE_FRANKFri, 18 Jul 2014 18:51:56 -0000

    Leslie Frank is my name , OMG ,OMG OMG … I cant believe it that after contacting Queeneth Stark Loan Council 48 hours ago for a
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    smithswanson63
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    smithswanson63Fri, 18 Jul 2014 07:24:07 -0000

    Hello, I Am smith swanson, a private loan lender i give out loan to tho se that are in need of loan, and Those that want to start a new business.I give out Personal Loans, Business Loans, Student Loans and Company Loans. EMAIL US NOW:::: smithswanson63@gmail.com

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    kennety
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    kennetyFri, 18 Jul 2014 06:54:42 -0000

    To whom it may concern

    Are you financially down? Do you need a loan to start up business of pay off bills? we offer all kinds of financial assistance to every individuals "Business loan and personal loan, for investment, debt consolidation and house purchase etc." we will be willing to offer you the loan. Offer is affordable at an interest rate of 2%;this Funding program allows a client to enjoy low interest payback for as low as 2% per annum for a period of 2 months - 20 years. We can approve a loan/funding for a minimum of 5,000.00 up to 20,000,000.00 dollars/euros/pounds or more depending on the nature of business. but before we can proceed with the loan, you have to fill the loan application form below to enable us calculate for you the repayment schedule.

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    maryberryhooks
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    maryberryhooksWed, 16 Jul 2014 11:27:44 -0000

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    Mr Steven Jones
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    Mr Steven JonesMon, 14 Jul 2014 02:56:59 -0000

    Hello Beloved People,

    I am Mrs. Donna Smith am writing this letter because am really grateful for what Mr. Steven Jones did for me and my family, when I thought there was no hope him came and make my family feel alive again by leading us loan of low interest rate of 3% I never thought that there are still genuine loan lenders in the Net but to my surprise i got my loan without wasting much time so if you are out there looking for a loan of any amount i would like you to email VIA (stevenjonesinvestment08@gmail.com) I wish you all success

    Regards
    Mrs Donna Smith

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    anitajones11
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    anitajones11Sun, 13 Jul 2014 04:16:55 -0000

    Hello,
    This is to inform the general public that Mrs Anita Jones, a private loan lender has open up a financial opportunity for everyone in need of any financial help. We give out loan at 2% interest rate to individuals, firms and companies under a clear and understandable terms and condition. contact us today by e-mail at: (anitajones154@gmail.com)

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    Samantha Jeff5
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    Samantha Jeff5Fri, 11 Jul 2014 04:31:31 -0000

    Hello everyone,
    My name is Samantha Jeff, I am from the Texas, United State, am here to testify of how i got my loan from Mr Andre Frank {frankloancompany@yahoo.com} after i applied Two times from various loan lenders who claimed to be lenders right in this forum,i thought their lending where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan.Until a friend of mine introduce me to Mr Andre Frank the C.E.O of Andre Frank Loan Company who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met Mr Andre Frank, who really helpe me with my loan and changed my lief for better. I dont know if you are in need of an urgent loan, free feel to contact Mr Andre Frank on his email{ Frankloancompany@yahoo.com} for help

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    abimbolas
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    abimbolasFri, 11 Jul 2014 03:49:14 -0000

    Do you need a loan? Do you need to pay off your debt? Contact us via mail: abimbolasfinancialhome@hotmail.com for the best and secured loan. Website: http://abimbolasfinancialhome.gnbo.com.ng

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    BARRY JONES
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    BARRY JONESThu, 10 Jul 2014 23:27:51 -0000

    APPLY FOR AFFORDABLE LOAN WITH BARRY JONES COMPANY.
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    toni23
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    toni23Thu, 10 Jul 2014 14:13:40 -0000

    My name is toni cross, I am here to testify of a company who helped me with a loan amount of $80,000 and i want to announce it to the world because i never believed that there are still companies like that on the internet who are still very legitimate. I am a widow who had lost hopes in life but with the help this company, I paid my bills and started up my own business, If you need any financial loan assistance, i am happy and rich again and i am thanking God that such loan companies like this still exist upon this scams all over the places, please i advise everyone out there who are in need of loan to go for { asofinance00@gmail.com } they will never fail, your life shall change as mine did.

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    marian1111
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    marian1111Wed, 09 Jul 2014 17:58:20 -0000
    What an incredible story in my life, I am Mrs Marian ,currently living in Texas, USA. I am a widow at the moment with two kids and i was stuck in a financial situation. Last two months i needed to refinance and pay my bills and some others serious debt. I was looking for a loan of $ 90,000.00 USD then I apply for a loan in one of the on-line loan company where i was scam about $5,200 usd in lending, but when I put the complain my good friend told me that the only place to get a loan on-line is FLOURISH FINANCE LOAN FIRM the company is 100% guarantee that if I apply in a business loan I am to get the loan without any delay in the transaction, so i did, with a great fear in my heart not to loose money for the second time. My brothers and sister i want to let you know that there are still good people in the world we can trust and have faith on. With the advice of my friend in which I ask the company for a loan last week and to my greatest surprise i just got my loan yesterday. My hope and trust was all gone but now i new there are real loan firm we can trust. Am using this opportunity to inform you all that if you are in need of a loan, do not go else where To sick for a loan. i have found a real loan lender that can help you because he told me that the success of the societies is his pride i want you to sick for a loan in FLOURISH FINANCE LOAN FIRM. Here are the company email: flourishfinance01@yahoo.com

    And i promise you that your life will never remain the same again,
    I will be waiting to hear your own testimony.

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    Natalie1211
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    Natalie1211Wed, 09 Jul 2014 14:21:26 -0000

    Good day.

    I can't hide this great testimony that take place in my life I will love everyone to know it and be partaker that is why I always place it on answer, I am Mrs,Natalie Cuttaia by name, I live in Texas, United State Of America, I want to thank (Mr.Bruce Brandon) for his kindness upon my family life.

    I never knew that there is still nice lender like this on internet and earth here. Just some Months Back, I was in search for a loan of $100,000,00 as I was running out of money for feeding and rent. I was scammed $6,800 Dollars and I decided not to involve my self in such business again but a Friend of my introduced me to a loan firm due to my appearance and doings.

    And I told him that I am not interested of any loan deal anymore but he told me that there is still a nice lender who he will recommend me to, and I made a trial and I am most grateful lucky am I today, I was given a loan amount of $100,000.00usd, by this great Company (Bruce Brandon Loan Company) managed by (Mr.Bruce Brandon) If you are in need of a genuine or legit loan or financial assistance and you can be reliable and trusted of capable of paying back at the due time of the funds I will advice you to, contact him via: ( bruce.brandon071@gmail.com ) And you will be free from scams in the internet.

    All thanks to Mr.Bruce Brandon You are the one who remove me and my family out of poverty. The reason why i am doing this is that, i promise Mr.Bruce Brandon that if i truly got my loan, i will advertize his company and bring customers to his company. Contact him via ( bruce.brandon071@gmail.com )for the Loan you have been looking for..

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    rogerdave
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    rogerdaveTue, 08 Jul 2014 17:42:27 -0000

    Good day I am Roger Dave by name and i live in united kingdom i will like to talk about the goodness of God in my life after so many months of trying to get a loan on the internet and was been scammed so i became desperate in getting a loan from a legit lender online then i saw a comment from a friend called Walter Chad and he talked about this legit loan company where he got his loan fast and easy without any stress so he introduced me to a man called Mr Majid Robin who controls a firm called Majid Robin Funds, So i applied for a loan sum of ($360,000.00usd) with low interest rate of 2% so the loan was approved and deposited into my bank account that was how i was able to get my loan to keep my broken business running and also to pay off my bills so i am advising everyone of you who is interested in getting a loan fast and easy to kindly contact them via email:(majidrobinfunds@hotmail.com) to get any kind of loan you need today, thanks as you read the greatest testimony of my life.

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    joserich
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    joserichMon, 07 Jul 2014 21:57:15 -0000

    DO You have all kinds of financial problems? NEED A LOAN TO CLEAR DEBTS? ARE YOU IN FINANCIAL CRISIS? YOUR CREDIT CASH FOR YOU ORIGINAL CONFIDENCE, WE ARE RELIABLE THAT DEAL WITH ALL KINDS OF CREDITS SEE BELOW. WE ARE REGISTERED AND LICENSED COMPANY TO GIVE OUT LOAN AT 2% AT THE MINIMUM DURATION OF 6 MONTHS AND A MAXIMUM DURATION OF 30 YEARS. WE GIVE OUT LOAN AT MINIMUM OF 2000 TO A MAXIMUM OF 50000000 WITH ALL CURRENCY IN THE WORLDWIDE
    WE OFFER THE VARIOUS SERVICES BELOW

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      etc. ..
      so If you are interested please get back to us so that via our email joserichloanlender@yandex.com or you can also reach us through our office line +447024082749 so that we can give you further information on our financial services we offer worldwide.

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    loanhuse
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    loanhuseSun, 06 Jul 2014 23:19:25 -0000

    Are you in need of financial help and you do not know who to trust or where to go?contact us today for more information on how to get your dream loan,contact us via for more info.
    Pastor Michael.
    By grace ye are saved Eph.2:5
    pastormichaelloanhouse@outlook.com

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    Samantha Jeff 01
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    Samantha Jeff 01Sat, 05 Jul 2014 09:29:23 -0000

    Hello everyone,
    My name is Samantha Jeff, I am from the Texas, United State, am here to testify of how i got my loan from Mr Andre Frank {frankloancompany@yahoo.com} after i applied Two times from various loan lenders who claimed to be lenders right in this forum,i thought their lending where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan.Until a friend of mine introduce me to Mr Andre Frank the C.E.O of Andre Frank Loan Company who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met Mr Andre Frank, who really helpe me with my loan and changed my lief for better. I dont know if you are in need of an urgent loan, free feel to contact Mr Andre Frank on his email{ Frankloancompany@yahoo.com} for help

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    westscott
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    westscottSat, 05 Jul 2014 08:59:24 -0000

    Hello everyone,

    My name is Lucas Williams, I am from the Texas, United State, am here to testify of how i got my loan from Mr Scott {westscottloancompany@gmail.com} after i applied Two times from various loan lenders who claimed to be lenders right in this forum,i thought their lending where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan.Until a friend of mine introduce me to Mr Scott the C.E.O of Mr Scott Loan Company who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met Mr Scott, who really helpe me with my loan and changed my lief for better. I dont know if you are in need of an urgent loan, free feel to contact Mr Mr Scott on his email{ westscottloancompany@gmail.com} for help

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    Elvis Walker
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    Elvis WalkerSat, 05 Jul 2014 07:16:48 -0000

    Hello everyone, i am Mr Elvis walker from California USA, i want to use this great medium to thank Mr Eladio cruz for his kindness upon my life and that of my family. for granting me a loan of $800,000 to finish the building of my house and to startup a new business, I never thought this day would come through that i will be able to finish the building of my house and own a business of my own as i was scammed earlier by several loan companies who made me pay some amount of money promising to grant me loan but at the end they duped me of my money and gave me noting in return,i was frustrated and promised not to have anything to do with any internet lender again until a friend told me about Mr Eladio, though i did not believe him, i tried and emailed Him for my loan and to my greatest surprise he gave me a loan of $800,000 to finish the building of my house and also to startup a new business, i am happy that today i now own of a house and a new business, i that God for Mr Eladio who is a God sent to me and the world in general. I want to advise all loan seekers today to email Him via: eladioloancompany@yahoo.com and be free from scams on the internet.

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    Walt Wilson
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    Walt WilsonSat, 05 Jul 2014 01:44:12 -0000

    Hello every one,

    I am Walt Wilson and it gives me joy and happiness writing this article of my testimony on how i became financially stable and summary of my previous finance stage before now. I believe there is nobody that doesn't like money, when one is having finances, there is inner joy in you and i am among those having joy and peace now and i will through this article saves you that is reading now in financial mess on how to be financially stable with priest JAYEMA Before now, i make little earn with my own small trading business but it's doesn't take me anywhere, i lived in struggle and what pained me most was my family, for i just couldn't cater for my wife and children's needs but i had no choice but to manage the business and another thing that caused me grief was i didn't always have time for my family and i wanted a big business for myself but i couldn't even afford a hundred dollar to make it work. But when i thought all hope and aspiration for my business plan was void then a friend of mine now retired in transport company where he worked and referred me to priest JAYEMA the spell caster that help better his financial stage and he stressed on that he is living well and fine today because of the financial body and i contacted priest JAYEMA for help and he cast a money spell for me and he send me a parcel and ask me to do some prayers and that in 2days time i will see money inside the parcel and anything i use the money for will be a blessing to me and my family, i did all he ask of me and to my greatest amazement, the third morning i opened the parcel and to my greatest surprise it was $40,000.00usd, today i am living well and happy and i now have time for my family because i am my own boss now. And i will forever remain grateful to priest JAYEMA because his the reason i am living with joy and happiness today.For as many in financial mess, bad credits, debt, in need or whatsoever challenges that you're in today don't fail to contact priest JAYEMA via email: jayemamagictemple@gmail.com or you can still visit his web site http://jayemamagictemple.webs.com/ and i do assure you that your heart desires will be manifested.

    Mr Walt Wilson

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    maconfinanceloan
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    maconfinanceloanFri, 04 Jul 2014 17:12:10 -0000

    Are You Desperately in need of a loan? Have you be denied of a loan from your bank or any Financial Firm? Do you need financial assistance? Do you need a loan to pay off your bills or buy a home, or Consolidate your debt and be debt free? Do you want to have a Business of your own and you need Financial Loan Help? Contact us today for your Financial Loan Help. We are willing to help you out on either Business or Personal Loans even if you are blacklisted and have a bad credit record. we Offer loan at affordable interest rate of 4%. Interested Persons should contact us via E- mail: maconfinanceloans@outlook.com

    We offer the following types of loans:

    *Commercial Loans.
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    We at Macon Finance Loan Limited, we offers loans at 4% interest rates to all our clients all over the world, we are registered loan company and 100% guaranteed loan company that can deliver what we promise to our clients. With the track record that we have we can ensure you get the best of our service, we are proud to say that we help hundreds of thousands of people out that can't get help anywhere in the world, we can proudly say that we extended our business. CONTACT US TODAY VIA EMAIL (maconfinanceloans@outlook.com)

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    Samantha Jeff 1
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    Samantha Jeff 1Thu, 03 Jul 2014 04:22:36 -0000

    Attention Every One!!!

    My name is Samantha Jeff a citizen of U.S.A. i have been scammed by 2 different Internet international scammed lender, they all promise to give me a loan after making me pay fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 6,000USD. One today as i was browsing through the internet with tears on my eyes i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called Andre Frank Loan Company the C.E.O of {frankloancompany@yahoo.com} where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 2 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all what was requested of me and here i am today happy because Andre Frank Loan Company {Frankloancompany@yahoo.com} has given me a Loan so i made a vow to my self that i will keep testifying on the internet on how i got my desired loan. Do you need a loan urgently kindly and quickly contact Andre Frank loan company now for your loan via Email: {frankloancompany@yahoo.com}

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    greg william
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    greg williamFri, 04 Jul 2014 01:09:53 -0000

    I am Greg William by name. I am out here to recommend the effort of Mark Oscar,I was in need of a consolidation loan amount of 50,000 and as soon as I got in contact with Mark Oscar Loan Firm on wednesday last week and on friday last week as well I
    receive an alert from my bank(Royal Bank of Scotland Group) that the fund
    was transferred,I want everybody on this site to contact Mark Oscar now via
    email on how to get a loan because I got my loan from them and I am very
    happy,so contact them now.

    Oscarloanfinance@gmail.com

    Thanks!!!!!!

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